M V Narayan, Director, NK Consultants has been working with Individuals and Corporates in the field of Consultancy and Financial Planning, since last 35 years. 

Our mission is to empower people to build long-term Recurring income for Business and Family. To this extent, we work on Business and Financial Requirements and curate Solutions.

Currently, specializing in :

 a) Risk Protection 

 b)  All type of Compliances and Registrations .   

 c)  Investment Opportunities  

 d)  MSME Schemes , Subsidies and Loans.

 e)  Setting up of a Global Office at Ras-Al-Khaimah , 7th Emirate in UAE



   We are Educators and Facilitators to Business Owners on the above subjects. We have a Teams of Lawyers, CAs, Advisors- Business / Finance, IT experts and Strategic Planners. 

We share knowledge about how Business Life Insurance can be applied, for:

* Funding for Business Growth

* Married Women's Property Act 1874

* Income Protection against Critical Illness.

* Life-long Guaranteed Tax-free Income

* Business Succession & Inheritance 

We work on Insurance Assets in both - Rs and $

Health Insurance-

a)  Mediclaim for Employees and family members

b)  Income Protection against Critical Illness / Accident

Cyber and Commercial Crime Insurance- Frauds are rampant and it reduces at least 5% of revenues . Risks include Thefts, Embezzlement, Forgery, and cyber fraud like social engineering. Both the insurances shield against business, assets, reputation and bottom line against unexpected attacks.

While Corporate Insurance protects from Financial Losses due to frauds due to employees and external agents.

Cyber Insurance mitigates financial and reputational fallout of cyber incidents

Directors & Officers Liability Insurance  is basically to protect Directors and Officers against actions brought against them during professional work. Its a type of Insurance that provides Financial protection for them, in the event they are personally sued for alleged acts, while managing the company. 

Share knowledge on Investments in Business Funding

1. Depending on the funds availability- either surplus amount or profits , instead of keeping in bank earning no returns , can be invested appropriately , over a 10-year period. We use different assets tools like Life Insurance, Mutual Funds, Alternate Investments etc.

A proper Tax Efficiency, Profits and Working Capital Management is possible; thereby minimizing bank loans.

2. We do Asset Structuring mainly for High Net Worth Individuals , through Life Insurance.. It involves arranging client's financial assets to maximize tax efficiency, ensure protection and foster growth.

We undertake all types of Compliances and Registrations.

2 main issues have been a talking point , globally, including India. The first one is ESG - Environment, Social and Governance Compliance. It states that in future Businesses have to follow certain standards, that shows

a) Nature Conservation

b) Consideration of People and Relationships

c) Standards for running a company

The 2nd issue relates to Data Personal Digital Protection Act 2023. It recognizes the rights of individuals to protect their personal data. We will have to process the personal data , for lawful purposes ,only. Penalities are huge.

Other type of Compliances- 1. Company & Business Formation

2. Intellectual Property Rights (IPR) Services

3. Business Certifications

Global Expansion through an office in RAS-Al-Khaimah

The Government of Ras-Al-Khaimah ( 7th Emirate in UAE) has appointed our Firm ABLE, to introduce Indian Business Owners to set up a global office , and do Business with other countries.

It could be in Services or Trading or Manufacturing. Hence, you can take a Co-working space, Cabin Space for Small Business; and Land, Warehouse , Factories at higher levels.

If you plan to have a global address, this is the cost-effective place to be. Government will provide services on all registrations, opening of bank account, a licence and visa.

Ras-al-Khaimah is an upcoming Emirate stated to be developed by 2027. Few 5 Star hotels , a 50-storey Casino, Residential complexes are under construction 

We ,also, offer expansion opportunities in Africa. Its easy to expand from UAE.

Loans through Rupee Boss Financial Services P Ltd., Mumbai

We have partnered with Rupee Boss to solve the needs of MSMEs by way of Govt. Schemes / Subsidies and Govt. Loans. In addition, we have partnered with more than 100 Banks and NBFCs for different types of loans, as per customers' requirements. Loans may be available from Rs 1 lakh - Rs 100 crores.